FAQ

question

Why are waiting periods imposed?

answer

Waiting periods are applied for certain benefits in order to safeguard existing members' funds from high treatment costs brought about by new members who join medical aid specifically to access expensive treatment and resign thereafter. This would inevitably drive up claims costs resulting in the Society charging higher contributions. Waiting periods may be applied to any new applicants/dependants. The waiting periods are applied regardless of whether members have pre-existing conditions or not.